Disclosures

Education First. Individual Recommendations Require Individual Facts.

Financial, tax, legal, Social Security, Medicare and insurance rules can be complex and can change. The information on this website is educational and does not promise any particular outcome.

Firm and registration disclosures

Advisory services. Investment advisory services are provided through TLG Advisors, Inc. (a Simplicity company), an SEC-registered investment adviser (firm CRD 111052; SEC file number [[PLACEHOLDER: SEC FILE NUMBER (801-xxxxx)]]). Eddie J. Valdes (individual CRD 4988320) is an investment adviser representative of TLG Advisors, Inc., registered in Illinois. Registration does not imply a certain level of skill or training.

Relationship between the firms. Strong Tower Advisors and TLG Advisors are separate and unrelated companies. Strong Tower Advisors has no broker-dealer affiliation.

Insurance. Insurance products, including Medicare-related coverage, are offered through Strong Tower Advisors (agency NPN 22216236) and Eduardo J. Valdes (individual NPN 8687827), individually licensed in Illinois, Wisconsin and Florida; additional licenses are obtained as needed before conducting business. Insurance and annuity sales are compensated by carrier commissions. Products are available through various carriers, including: John Hancock, Lincoln Financial, Oceanview, Midland, North American, American National, EquiTrust, Western National, Mass Mutual, AIG, Athene, American Standard, Reliance Standard, Jackson Financial, W&S Financial, Delaware Life, Global Atlantic, Guaranty Income Life, Mutual of Omaha, and many more. Commissions can vary by carrier and product, which creates a conflict of interest. Product availability, terms and pricing vary by carrier and state.

Form ADV Part 2A. The TLG Advisors, Inc. advisory brochure describes services, fees, conflicts of interest and disciplinary history, if any: Form ADV Part 2A (PDF). Fees and costs are disclosed in the applicable documents and client agreements; we do not publish a fee schedule on this website.

Form CRS. Client Relationship Summary: Form CRS (PDF). Free copies of these documents are available on request by calling (815) 986-7782 or emailing [email protected].

Check our background. SEC Investment Adviser Public Disclosure: Eddie J. Valdes (CRD 4988320) · TLG Advisors, Inc. (CRD 111052).

Where we do business. Advisory registration: Illinois, through TLG Advisors, Inc. Insurance: Illinois, Wisconsin and Florida. Information on this website is not an offer to sell, or a solicitation of an offer to buy, any security or insurance product in any jurisdiction where the firm or its representatives are not registered or licensed.

Referrals. Strong Tower Advisors receives no compensation for professional referrals.

General educational disclosure

Content on this website is general education and should not be construed as individualized investment, tax, legal, Social Security, Medicare, insurance or other professional advice. Individual circumstances, plan provisions, state law, tax status, employment status and program rules can materially change the result.

Investments

Investing involves risk, including possible loss of principal. No website illustration, assessment or checklist is a guarantee of return, portfolio protection, retirement success or future results. Historical information does not assure future performance.

Tax information

Tax-related material is educational. We coordinate with qualified tax professionals when individualized tax advice or return preparation is required. Roth conversions, withdrawals and capital-gain decisions can increase current taxable income and may affect other income-sensitive programs.

Social Security

Strong Tower Advisors is not affiliated with or endorsed by the Social Security Administration. Benefit rules and estimates should be verified with SSA and your official benefit record.

Medicare

Strong Tower Advisors is not affiliated with or endorsed by Medicare, CMS or the federal government. Medicare Advantage, Part D and Medigap decisions depend on eligibility, service area, carrier availability, provider networks, prescriptions, coverage preferences and other individual facts. No plan type is represented as universally superior.

Medicare notice: We do not offer every plan available in your area. Currently we represent 6 organizations which offer 96 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. (Organization and product counts supplied by Advocate Health Advisors for the applicable service area.) Strong Tower Advisors is not connected with or endorsed by the U.S. government or the federal Medicare program.

Rollover education

Website content does not recommend rolling employer-plan assets to an IRA. A comparison should consider fees, services, investments, plan-specific withdrawal features, protections, company stock, loans, beneficiary issues and other circumstances before any recommendation is made.

Assessments, checklists and hypothetical examples

The Retirement Readiness Assessment, checklists and any hypothetical examples are educational tools. They are not forecasts, do not reflect actual investment results and are not a recommendation for any particular product or strategy.

Testimonials and endorsements

The About page and the home page include testimonials from a Google review and a public LinkedIn recommendation. Each testimonial shows the reviewer’s client status, compensation and any material relationship (for example, a personal friendship). Testimonials may not be representative of other clients’ experience and are no guarantee of future performance or success. Results are not typical or guaranteed. This website does not include third-party ratings.

Links to other websites

Links to government and other third-party websites are provided for convenience and reference. Strong Tower Advisors does not control and is not responsible for the content of those websites.