For employers & business owners
A Retirement Plan Your Employees Value, With a Documented Process Behind It.
Sponsoring a 401(k) or other retirement plan makes someone at your company a plan fiduciary. Start with the topic you need: what a plan advisor can take on, what stays with you, how plan types compare for 2026, and the SECURE 2.0 credits.
Business planning topics
Scroll to explore- Advisor servicesOverseeing plan investments is a job. Here’s what it involves.
- Fiduciary roles3(21), 3(38) or 3(16): who decides, and who stays responsible.
- Plan types & 2026 limitsWhich kind of retirement plan fits your company?
- SECURE 2.0Tax credits and new rules that change the math for small businesses.
- Your dutiesThe core fiduciary duties, and where plans commonly slip.
- ChecklistsTwo checklists to use with any advisor, including us.
- Employer FAQHow advisors are paid, switching providers, and plans for small companies.
- Beyond the planExecutive benefits, health & supplemental benefits and business transition.
Your advisor
Meet Eddie J. Valdes.
Eddie Valdes, President of Strong Tower Advisors, works with business owners and employers on employer-sponsored retirement plans for companies of all sizes, group health and supplemental benefits, and legacy and succession planning.

How we work with employers
A documented process, from first review to ongoing oversight.
- GoalsYour goals for the plan, workforce, budget, current providers and concerns.
- Financial EvaluationPlan document, fund menu, fees and participation, benchmarked against similar plans.
- Financial Plan & RecommendationsWritten findings and options for the menu, default fund, fees, providers and plan design.
- Financial SolutionsInvestment Policy Statement, fund changes, any provider transition, participant notices and employee education meetings.
- Monitor and ReviewScheduled investment reviews, periodic fee checks and meeting minutes.
Business inquiry
Start with your company’s retirement-plan or benefit question.
Use this form for a high-level business inquiry. Strong Tower can follow up about a new or existing retirement plan, a plan review, group benefits, executive planning or owner-transition needs.
- No employee census or plan statements are needed for the initial request.
- Do not submit employee Social Security numbers, payroll files, health information, account credentials, or other sensitive records here.
- Detailed plan data should move through an approved secure process later if needed.
Sending an inquiry does not create an advisory relationship or any obligation.
Important disclosures
This page is general education about employer-sponsored retirement plans. It is not legal, tax or ERISA compliance advice and does not recommend any plan type, investment or provider for a particular employer. Plan rules, contribution limits and tax credits change, and eligibility depends on your facts; consult your ERISA counsel, third-party administrator and tax adviser.
Investing involves risk, including possible loss of principal. A retirement plan advisor or investment manager cannot eliminate investment risk or a plan sponsor’s fiduciary responsibilities. Strong Tower Advisors is not affiliated with or endorsed by the U.S. Department of Labor or the IRS.
Employer-plan services disclosure. Investment advisory and fiduciary plan-advisor services are provided through TLG Advisors, Inc. (a Simplicity company), an SEC-registered investment adviser. Strong Tower Advisors and TLG Advisors are separate and unrelated companies. 3(38) investment management and 3(16) plan administration are typically provided by contracted plan providers, money managers and TPAs; specific roles are established through written agreements. Compensation, costs, who pays and conflicts of interest are disclosed in the applicable plan service-provider disclosures and engagement agreements; not all services are free.
Prepared by Strong Tower Advisors for general education about employer retirement plans. Rule-based content is linked to primary public sources (IRS, U.S. Department of Labor and Federal Register) and is reviewed periodically because plan limits and regulations change.
About Strong Tower Advisors · Editorial and sourcing standards · Last reviewed October 2026